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Crescent Medical Bridge Products

Crescent Medical Bridge Asset Protection (GAP):

Crescent Medical Bridge Asset Protection provides a solution for both employers and employees. Asset Protection provides benefits to help employees pay for deductibles and out-of-pocket expenses for inpatient and outpatient treatment. It also provides the employer with an option to help their employees with their share of medical expenses. Asset Protection is structured to coordinate with an employer's health plan to provide additional coverage for employees and their dependents. This means there would be less "up front" cash outlay or a reduced out-of-pocket balance to be paid by the employee.

Crescent Medical Bridge Critical Illness:

Crescent Medical Bridge Critical Illness can be chosen to provide financial assistance to the employee in the event of a serious illness, including heart attack or stroke. Benefits can be used for out of pocket care costs, home healthcare, training and rehabilitation, loss of income and major medical premiums. Critical Illness provides benefits for a first-ever diagnosis (while the coverage is in force) of Heart Attack, Stroke, Major Organ Transplant, Cancer, and End-Stage Renal Failure. Benefits are also available (at a lower amount) for Coronary Artery Bypass Surgery, Angioplasty and Cancer in Situ.

Crescent Medical Bridge Term Life and AD&D:

Crescent Medical Bridge Optional Term Life and AD&D allows employees to get the financial protection they need for their stage in life. Employees can provide their family with $25,000 in the event of their death. They are covered 24 hours a day for any cause of death. Accidental Death and Dismemberment (AD&D) coverage complements the term life coverage by providing added security (except suicide during the first two years of coverage). It pays benefits in the event of death due to accident, but also pays in the event of a covered dismemberment. The proceeds can help replace the loss of income and lessen the impact of costs associated with serious injuries including medical bills, physical therapy, psychological counseling, safety upgrades to a home or car, and more.

Crescent Medical Bridge Limited Benefit Health:

Crescent Medical Bridge Limited Benefit Health is a lower-cost option for employers who do not wish to participate in an expensive Major Medical plan, or for those employers who simply cannot afford to do so. It is fully customizable to fit the needs of the employer and their employees. The rates are controlled by allowing the employer to elect only those benefits that fit the needs of the employees. The employer also has the flexibility to decide how much of the employee cost to pay for. As with other indemnity coverage, it provides first dollar coverage and will pay in addition to other private insurance.